Fixed Term Withdrawable Shares

In this section

The application period for Fixed Term Withdrawable Shares has now closed. 

We remain true to our core values and purpose, we're a business for people and communities, not just for profit.

Thanks to the commitment of our members and the hard work of our colleagues the East of England Co-op continues to progress.

We want to continue this success and develop your Society. To do this we must invest to grow. You can help us achieve this by purchasing an East of England Co-op Fixed Term Withdrawable Share. 

By taking part you’ll be helping local businesses prosper, communities thrive and encouraging economic growth and development in our region.

Investment value minimum £1,000 up to £100,000

The below illustrations are examples only and do not take into account individual member circumstances.

Illustration – Excluding optional community investment

Illustration – Including optional community investment

  • Interest is paid at the end of the term
  • Rates effective from 8 October 2022. Interest rates are reviewed regularly and are subject to change for new Fixed Term Withdrawable Shares (FTWS). Changes in interest rates do not affect existing Fixed Term Withdrawable Shares.
  • The annual equivalent rate (AER) is the interest rate for a product that has more than one compounding period. That is, it's calculated under the assumption that any interest paid is included in the principal payments balance and the next interest payment will be based on the slightly higher account balance. As all advertisements for products of this nature quote an AER, it allows you to compare what interest you can expect from the Withdrawable Share Capital that you hold with us more easily.

Withdrawable Shares are risk capital. Please read the Terms and Conditions carefully.

If you have any questions regarding Fixed Term Withdrawable Shares please read our Frequently Asked Questions. If you have any other questions please contact the Secretary at