Co-op Loan Fund

In this section

The Co-op Loan Fund welcomes applications from new and existing co-ops based in the UK.

They lend money exclusively to co-operatives with an ethical, accessible and sympathetic approach to your co-op’s needs. Co-op Loan Fund is entirely funded and run by co-ops, so unlike many conventional lenders they truly understand and actively support democratically owned and controlled enterprises.

Loan applications are welcome from new and existing co-operatives based in the UK that need between £10,000 – £85,000 of loan finance to:

  • Set up as a new co-operative
  • Expand their size and scope
  • Assist an employee buyout or company succession
  • Purchase a property or business
  • Purchase capital equipment or create working capital

What are the benefits of a Co-op Loan?

  • Unique understanding of co-operatives
  • Unsecured loans with no personal guarantees
  • No set lending terms (flexible between 1-20 years)
  • Interest charged on reducing balance
  • Ongoing support throughout the term of the loan

Co-operation among co-operatives

Co-op Loan Fund was set up to strengthen the size and scope of the co-operative sector through the provision of ethical, accessible loan finance.  It is funded and run by co-operatives with the specific aim of helping other co-operatives – a practical example of the principle of co-operation among co-operatives.